Protecting Family and Businesses Since 1959


The Combs Agency is a third-generation family owned Insurance and Financial Advisory Firm. The company was founded by Dick Combs and has been in operation since 1959. Dick was joined by his son Rick Combs in 1978. After Rick had taken over the agency, he was joined by his son Chris Combs in 1994. The Agency provides service to small businesses, families, and to retirees. We custom tailor risk transfer strategies for each of our clients according to their needs. The Combs Agency team consists of several experienced agents and underwriters capable of assisting clients with a broad range of solutions. 

Get Insured with

The Combs Agency

Through our partnerships, we aim to offer our clients a wide range of solutions.

Life Insurance

Combs life insurance can help your family maintain the way of life they’re used to and provide long-term financial security. Your family can use it to help pay for housing costs, medical bills not covered by health insurance, funeral expenses, children’s college, debts and almost anything else they may need.

Business Policies

When it comes to your business, there’s a lot at stake — from the products and services you provide, to the things that make it all achievable. When it comes to financial protection for your investment, there’s more to consider. That’s why the right business insurance policy can play a key role in its success.

Retirement Planning

Whether it’s your 401k or IRA, we are able to provide custom solutions through our partnership with FC Wealth Solutions to ensure that you are able to meet your retirement goals. Our focus is on low fees and total transparency, so we operate as a RIA which means we are a fiduciary for you.

Please contact our office or head to FC Wealth Solutions for more information.

Auto & Home Policies

Need to insure both your home and vehicle? Having more than one insurance policy like home and auto with Combs Insurance can save you time and money. When you bundle more than one insurance policy together, it can provide benefits like only dealing with one insurance agency. Our agents are available to help with all your home and auto policy needs.

What Our Clients Say

Bob Giesseman

"He wasn't an insurance company, he's your agent, and there's a difference. He was always there when I needed him. I couldn't ask for a better agency, they've helped me out since with my kids and even my grand kids. They've done everything they could possibly do. I can either stop in or just drop in anytime. They're a good group. Chris is one of the best. 

David Rigo

""Whenever we’ve needed anything, whenever we’ve had questions, he’s on it. You can call him or text him, he’s calling you back within five or ten minutes and usually gets to the bottom of issues pretty quickly. If I'm going to do business, I'm going to do it with someone I like, and I really like Chris. It's really easy to do business with that type of person. 

Ken Stoll

"When I first started talking to Chris and his dad, it was a lot more personal. I knew them a little bit, but didn't know them great at the time. They just took it to a different level, just asking me personal questions about what I'm trying to accomplish now and in the future, and even what's my wife's name. They treat you like a person and not a business transaction.